Buy-to-Let & Landlord Budget Round-Up | Dec 15, 2025

UK House Prices: Outlook Improves for 2026

While the housing market remains subdued heading into winter, leading forecasts now point to modest house price growth in 2026, typically in the 2–4% range. Easing mortgage rates and improving affordability are expected to support values, even if transaction levels remain muted in the short term.

What this means for landlords:

Steady capital growth looks more likely than sharp price rises or falls, reinforcing the long-term case for holding well-located rental property.

Renters’ Rights Act: Changes Begin 27th December

Although the biggest reforms under the Renters’ Rights Act won’t take effect until May 2026, the Act is not on hold until then. From 27th December 2025, local authorities gain expanded enforcement and investigatory powers, allowing councils to demand records and information as part of compliance checks.

These early changes are largely administrative but mark the formal start of the new regulatory regime.

What this means for landlords:

Now is the time to ensure tenancy files, safety certificates and compliance records are in order — enforcement activity can begin before the new year.